Terms of Service

Terms of Service
Effective Date: 4/18/2025

1. Acceptance of Terms

By accessing or using williamallenagency.com (the “Site”), you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree to these Terms, please do not use our Site.

2. Site Ownership and Purpose

The Site is owned and operated by The William C. Allen Insurance Agency Inc. (“The William Allen Agency,” “we,” “us,” or “our”). The Site provides general information about insurance and related products. While we strive for accuracy, the information presented may not reflect the most current insurance terms or policies. For specific information, please consult directly with your insurance provider or a licensed agent.

3. User Conduct

You agree to use the Site responsibly and not to:

Submit false or misleading information through our contact forms.
Engage in unauthorized access or use of the Site or its content.
Disrupt or interfere with the security or functionality of the Site.
Use the Site for any unlawful purposes.

We reserve the right to restrict or terminate your access to the Site if you violate these Terms.

4. Intellectual Property Rights

All content on the Site, including text, graphics, logos, and images, is the property of The William Allen Agency or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on the Site without our prior written consent.

5. Dispute Resolution

Any disputes arising from these Terms or your use of the Site shall be resolved through mediation in the State of New York. If mediation is unsuccessful, disputes shall be submitted to the courts located in New York, and you consent to the jurisdiction of such courts.

6. Disclaimer of Warranties

The Site and its content are provided “as is” without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or reliability of the information on the Site. Your use of the Site is at your own risk.

7. Limitation of Liability

The William Allen Agency shall not be liable for any damages arising from your use of the Site, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

8. Privacy and Data Use

We respect your privacy. Personal information collected through the Site is used solely to contact you regarding our services. We do not sell your personal information to third parties, except to aggregators and providers of text messaging and customer services. We only share limited contact information with service providers who assist us in delivering SMS messages and customer service support. These providers are contractually obligated to use the information solely for service delivery. For more details, please refer to our Privacy Policy.

9. User Rights

You have the right to correct or delete your personal information by contacting us. You may also request a copy of your data or opt out of marketing communications at any time by contacting us.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Site. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.