401K and Retirement Plans
We’ll help put a plan together for your company that provides high quality options and is at once easy for participants to understand. We’ll help you make the most of your retirement program.
Employee Benefits
Comprehensive employee benefit plans for the business community including health insurance, disability insurance, long term care insurance, 401-K, dental insurance, life insurance, fixed annuities, mutual funds, retirement plans, sec. 125.
Group Benefits
Life, health, disability, retirement plans…we have all the options you need to make sure your company’s overall compensation plan helps attract and retain the employees you need to give your business a competitive edge.
Group Life Insurance
Life insurance is an important benefit for your employees. Having the right plan can give your business a competitive advantage as part of your overall compensation.
Supplemental Employee Health Benefits
Supplemental Employee Health Benefits offer multiple products and a variety of plans to help protect against the uncertainties of Life. Flexible Benefit Plans or Section 125 Plans allow employees to pay for certain benefits with pretax dollars. This allows them to save taxes on insurance premiums, out of pocket health care and or related child or dependent care expenses. Any dollar the employee defers into the flex plan is withheld before any taxes are calculated. The employer will save their portion of social security tax, Medicare payroll and any other state-required taxes.
Through this program employees contribute to medical and other benefits on a pre-tax basis. It also allows them flexibility to set aside pre-tax dollars to pay for certain medical expenses or dependent care costs not otherwise covered by insurance.
Group Voluntary products include Universal Life, Term Life, Cancer, Long and Short Term Disability, Accident, and Critical Illness.