About Point & Insurance Reduction Program

The Point & Insurance Reduction Program (PIRP), approved by the Department of Motor Vehicles, is available through private companies or corporations, called “course sponsors,” throughout New York State.  Each qualifying course must meet strict standards for the safe driving information presented and program effectiveness.  If you complete an approved PIRP course:

(1) It will help refresh your driving knowledge with a review of time-tested safe driving tips and an overview of today’s vehicle and traffic laws.

(2) You may be eligible to reduce as many as four (4) points on your driving record. The DMV computer will automatically note your eligibility to receive the reduction.

(3) If you are the principal operator of a motor vehicle, you will receive a minimum of 10% reduction in the base rate of your automobile and motorcycle liability and collision insurance premiums each year for three years.