Insurance tip: Because you have a duty to supply a list of stolen or destroyed items, make an inventory of your personal property and back it up with a video. Mention the approximate value as you videotape and store the inventory and video off-site (preferably in a safe deposit box) so that it can be […]
Ice dams and roof snow removal An ice dam has the potential to cause serious damage to both your roof and the inside of your home. It is important to take the right steps to protect your home from the risks associated with heavy snow and ice. What is an ice dam? An ice dam […]
What’s your risk? The risk to your financial security depends on several factors. Do you… • Own a home? • Drive a car? • Have children who drive or are away at school? • Employ domestic staff, such as a housekeeper or nanny? • Frequently entertain guests at your home? • Blog, Tweet, or post […]
INTERIOR 1 Are there stains on the ceiling, walls and floors? Water stains on ceilings, floors or walls are a clear sign of water problems. Look specifically in corners on the upper floors for signs ofroof leaks. Ceiling damage on the lower level is a sign of plumbing or fixture leaks on upper levels. Water […]
Thinking of buying a used car anytime soon? Do your research: An estimated 230,000 vehicles in the region were damaged or destroyed by Sandy, according to insurance industry estimates. Thousands have been stored in vacant lots in the area while officials process insurance claims. New York law says the titles of damaged vehicles must be […]
Even though we all had a week’s warning, the majority of the people hit by Hurricane Sandy were not prepared. Some of the greatest areas of concern were not having the appropriate insurance coverage in place. The following are some key items that you need to be aware of: We are all in a Flood […]
Truth or Consequences: Lying to Insurers is Costly by Mark Chalon Smith Published December 13, 2012 Insurance.com Everyone knows that torching a car and lying about it to your insurer to get a payout is fraud – and that you’ll pay dearly if you’re convicted. But fibbing to your insurer about less explosive things — […]
Below is valuable information to share with your clients following any natural disaster – it will help them from being taken advantage of when they are vulnerable. The following information is courtesy of FEMA. Be alert when your doorbell rings. People going door-to-door to damaged homes or telephoning disaster survivors and claiming to be building […]
By Ben Steverman on November 01, 2012 Armies of insurance claims adjusters are descending on the northeastern U.S. in the wake of Hurricane Sandy. Their task: Assess an estimated $7 to $8 billion in insured losses (out of more than $20 billion total) caused by the storm, according to Kinetic Analysis Corp. Allstate alone has […]
By Laura Isensee lisensee@MiamiHerald.com Besides the bottled water, canned food, flashlights and extra batteries, there’s another major item on the checklist to prepare for storm season: Checking if your insurance coverage is adequate. The first step, according to experts, is to find the policy, read it and evaluate it. David Bierman, a veteran insurance litigation […]
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